All-Inclusive Service · Reasonable Fees · Immense Value
Premium Service Without Premium Fees
If you're tired of paying arbitrary, overpriced AUM fees — see how our All-Inclusive Service Model comes with more value for less cost
Browse the case studies below to compare how our all-inclusive flat-fee service compares to traditional advisors at various life stages
Ben and Melissa
Age: 32
Occupation: Early-Stage Physician
Household Income: $250,000
Investible Assets: $100,000
Planning Needs: Starting a Family, Student Loans, Cash Flow, Life Insurance, Basic Estate Plan, Investing Strategy, Tax Strategy
True Riches All-In Quarterly Fee: $1,070
Includes:
✅ Automating Cash-Flow + Spending Tracking
✅ Tax Return Filing ($500+)
✅ Digital Estate Plan ($600+)
✅ Custom Student Loan Paydown Strategy✅ Tax-Optimized Savings & Retirement Strategy
✅ UTMA or 529 Plan Research and Setup
✅ Custom, Low-Cost, Tax-Efficient Investment Portfolio
✅ Coordinated & Optimized Employer Benefits
✅ High-Tech Personal Finance Dashboard with Succinct Takeaways
✅ Quarterly Reviews & Assistance with To-Do's
✅ Personalized Communication and Service (1 of 40 clients)Insurance Firm All-In Quarterly Fee: $1,810*
You get:
❌ 50-page, jargon-filled Permanent Insurance illustration ($1M DB policy costs $1,535/quarter)
❌10-Year Surrender Fees on Insurance Policy
❌ Employ disjointed CPA firm for $500+/year
❌ High-fee mutual funds with front-load commissions
❌ Generic communication (1 of 200 clients)
*Firms and financial professionals vary widely in their services and costs.
Jared and Monica
Age: 43
Occupation: Software Engineer & Accountant
Household Income: $350,000
Investible Assets: $1,000,000
Planning Needs: Equity Compensation Strategy, Coordinating Employer Benefits, Retirement Planning, Tax Strategy, Investing Strategy, College Funding, Home Relocation
True Riches All-In Quarterly Flat Fee: $1,950
Includes:
✅ Automating Cash-Flow + Spending Tracking
✅ Tax Return Filing ($750+)
✅ Digital Estate Plan ($600+)
✅ Integrated RSU + ESPP Planning
✅ Tax-Optimized Retirement Savings Strategy
✅ Coordinated & Optimized Employer Benefits
✅ Powerful Tax-Advantaged Charitable Giving Strategies
✅ Sabbatical and/or Early-Retirement Projections
✅ Custom, Low-Cost, Tax-Efficient Investment Portfolio
✅ High-Tech Personal Finance Dashboard with Succinct Takeaways
✅ Quarterly Reviews & Assistance with To-Do's
✅ Personalized Communication and Service (1 of 40 clients)
Investment Firm 1% AUM Quarterly Fee: $2,840*
You get:
❌ Tax-Agnostic Investment Portfolio
❌ 1-2 Meetings Per Year
❌ Playing Middle-Man Between Financial Advisor & CPA-Firm
❌ Static PDF Reports with No Real-Time Scenario Modeling
❌ Minimal Help Implementing Recommendations
❌ Generic communication (1 of 200 clients)
*Firms and financial professionals vary widely in their services and costs.
Michael and Jessica
Age: 54
Occupation: Corporate Executive & Realtor
Household Income: $500,000
Investible Assets: $3,000,000
Planning Needs: Retirement Planning, Tax Strategy, Concentrated Position Planning, Rental Real Estate, Charitable Giving Strategies
True Riches All-In Quarterly Flat Fee: $3,600
Includes:
✅ Automating Cash-Flow + Spending Tracking
✅ Tax Return Filing ($750+)
✅ "What's Possible" Scenario-Based Retirement Projections
✅ Incorporated Concentrated Stock Position Planning
✅ Rental Property Performance Projection
✅ 1-on-1 Personal Finance Sessions with Adult Children
✅ Coordinated & Optimized Employer Benefits
✅ Custom, Low-Cost, Tax-Efficient Investment Portfolio
✅ Digital Estate Plan ($600+)
✅ Objective, Unbiased Insurance Review
✅ Powerful Tax-Advantaged Charitable Giving Strategies
✅ Quarterly Reviews & Assistance with To-Do's
✅ Personalized Communication and Service (1 of 40 clients)
Investment Firm 1% AUM Quarterly Fee: $7,500*
You get:
❌ One-Size-Fits-All Model Investment Portfolio
❌ 1-2 Meetings Per Year
❌ Tax Return Filing or Estate Plan Cost Extra
❌ Financial Plan Analysis Done By Junior Advisor or Analyst
❌ Minimal Help Implementing Recommendations
❌ Generic communication (1 of 200 clients)
*Firms and financial professionals vary widely in their services and costs.
