All-Inclusive Service · Reasonable Fees · Immense Value
Premium Service Without Premium Fees
Our All-Inclusive Service Model fees start at $1,000/quarter and are based on complexity. Use the easy-to-use calculator below to estimate your ongoing quarterly flat fee!*
Your fee will populate at the top and bottom of the calculator once you input anything into the form.
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What is your approximate level of Investible Assets?
- After-Tax Accounts (Checking/Savings, CDs, Treasury Bonds, Vested Stock Options, and Brokerage Accounts, including Vested RSUs & ESPP)
- Retirement Accounts (401k’s, 403b’s, 457b's, IRAs [Roth + Traditional], ESOPs)
- Other Accounts (HSAs, Deferred Compensation Plans, 529s, Donor-Advised Funds, Cash-Value of Life Insurance, Contract Value of Annuities)
Fees for our Ongoing All-Inclusive Services increase 3% every 12 months, absent a major change in your financial complexity.
While we hope to partner together for the decades to come, our agreement can be terminated at any time with 15-days notice – no lock-ups or surrender fees here!
*Exact pricing will be determined during our Alignment Meeting, prior to you signing an agreement to work with us.
Ready to Maximize Your Entire Financial Life?
If you're tired of paying arbitrary, overpriced AUM fees — see how our All-Inclusive Service Model comes with more value for less cost
Browse the case studies below to compare how our all-inclusive flat-fee service compares to traditional advisors at various life stages
Ben and Melissa
Age: 32
Occupation: Early-Stage Physician
Household Income: $250,000
Investible Assets: $100,000
Planning Needs: Starting a Family, Student Loans, Cash Flow, Life Insurance, Basic Estate Plan, Investing Strategy, Tax Strategy
True Riches All-In Quarterly Fee: $1,070
Includes:
✅ Automating Cash-Flow + Spending Tracking
✅ Tax Return Filing ($500+)
✅ Digital Estate Plan ($600+)
✅ Custom Student Loan Paydown Strategy✅ Tax-Optimized Savings & Retirement Strategy
✅ UTMA or 529 Plan Research and Setup
✅ Custom, Low-Cost, Tax-Efficient Investment Portfolio
✅ Coordinated & Optimized Employer Benefits
✅ High-Tech Personal Finance Dashboard with Succinct Takeaways
✅ Quarterly Reviews & Assistance with To-Do's
✅ Personalized Communication and Service (1 of 40 clients)Insurance Firm All-In Quarterly Fee: $1,810*
You get:
❌ 50-page, jargon-filled Permanent Insurance illustration ($1M DB policy costs $1,535/quarter)
❌10-Year Surrender Fees on Insurance Policy
❌ Employ disjointed CPA firm for $500+/year
❌ High-fee mutual funds with front-load commissions
❌ Generic communication (1 of 200 clients)
*Firms and financial professionals vary widely in their services and costs.
Jared and Monica
Age: 43
Occupation: Software Engineer & Accountant
Household Income: $350,000
Investible Assets: $1,000,000
Planning Needs: Equity Compensation Strategy, Coordinating Employer Benefits, Retirement Planning, Tax Strategy, Investing Strategy, College Funding, Home Relocation
True Riches All-In Quarterly Flat Fee: $1,950
Includes:
✅ Automating Cash-Flow + Spending Tracking
✅ Tax Return Filing ($750+)
✅ Digital Estate Plan ($600+)
✅ Integrated RSU + ESPP Planning
✅ Tax-Optimized Retirement Savings Strategy
✅ Coordinated & Optimized Employer Benefits
✅ Powerful Tax-Advantaged Charitable Giving Strategies
✅ Sabbatical and/or Early-Retirement Projections
✅ Custom, Low-Cost, Tax-Efficient Investment Portfolio
✅ High-Tech Personal Finance Dashboard with Succinct Takeaways
✅ Quarterly Reviews & Assistance with To-Do's
✅ Personalized Communication and Service (1 of 40 clients)
Investment Firm 1% AUM Quarterly Fee: $2,840*
You get:
❌ Tax-Agnostic Investment Portfolio
❌ 1-2 Meetings Per Year
❌ Playing Middle-Man Between Financial Advisor & CPA-Firm
❌ Static PDF Reports with No Real-Time Scenario Modeling
❌ Minimal Help Implementing Recommendations
❌ Generic communication (1 of 200 clients)
*Firms and financial professionals vary widely in their services and costs.
Michael and Jessica
Age: 54
Occupation: Corporate Executive & Realtor
Household Income: $500,000
Investible Assets: $3,000,000
Planning Needs: Retirement Planning, Tax Strategy, Concentrated Position Planning, Rental Real Estate, Charitable Giving Strategies
True Riches All-In Quarterly Flat Fee: $3,600
Includes:
✅ Automating Cash-Flow + Spending Tracking
✅ Tax Return Filing ($750+)
✅ "What's Possible" Scenario-Based Retirement Projections
✅ Incorporated Concentrated Stock Position Planning
✅ Rental Property Performance Projection
✅ 1-on-1 Personal Finance Sessions with Adult Children
✅ Coordinated & Optimized Employer Benefits
✅ Custom, Low-Cost, Tax-Efficient Investment Portfolio
✅ Digital Estate Plan ($600+)
✅ Objective, Unbiased Insurance Review
✅ Powerful Tax-Advantaged Charitable Giving Strategies
✅ Quarterly Reviews & Assistance with To-Do's
✅ Personalized Communication and Service (1 of 40 clients)
Investment Firm 1% AUM Quarterly Fee: $7,500*
You get:
❌ One-Size-Fits-All Model Investment Portfolio
❌ 1-2 Meetings Per Year
❌ Tax Return Filing or Estate Plan Cost Extra
❌ Financial Plan Analysis Done By Junior Advisor or Analyst
❌ Minimal Help Implementing Recommendations
❌ Generic communication (1 of 200 clients)
*Firms and financial professionals vary widely in their services and costs.
